From a single rental home to a 50-property portfolio or a massive multi-family apartment complex. We build strategic, scalable coverage utilizing premier markets like Obie, Steadily, and Foremost.
Real estate moves fast. We provide immediate coverage for closings, flips, and tenant turnovers.
Designed specifically for tenant-occupied properties. Covers the physical structure, landlord liability, and loss of rental income.
For investors executing heavy renovations. Covers the existing structure and the new materials being added during the course of construction.
Temporary coverage for properties sitting empty between tenants, or properties you have purchased but haven't started renovating yet.
Specialized commercial coverage for properties rented out on a nightly or weekly basis. Do not rely on Airbnb's "Host Guarantee."
Consolidate your entire real estate portfolio onto one single policy with one renewal date and one monthly bill. Available for investors with 5+ properties.
Provides $1M, $5M, or $10M in catastrophic liability protection over all your underlying rental properties to shield your LLCs and personal assets.
The Scenario: A real estate investor purchases a distressed single-family home. They plan to do minor cosmetic updates over the next two months before renting it out. They insure the home with a standard Landlord (DP-3) policy. 45 days into the project, while the house is still empty, a copper pipe bursts in the ceiling, causing $40,000 in severe water damage.
The Financial Impact: The investor files the claim. The adjuster asks for the tenant's lease. Upon discovering the house has been unoccupied since purchase (over 30 days), the carrier invokes the "Vacancy Clause" and completely denies the $40,000 claim.
The Wedjat Difference: We interrogate the risk. If a client tells us a property will be empty for renovations, we do not write a Landlord policy. We place them in a Vacant / Builder's Risk policy with our specialty markets. Under that correct policy, the burst pipe would have been covered in full.
Don't let administrative overhead slow down your acquisitions. Contact us to build a scalable investor program.