From artisan trades to general contractors and custom home builders. We provide the rapid certificates, bonds, and robust liability coverage you need to win bids and protect your business.
Built to protect your tools, your crew, and your liability on the job site.
The foundation of your business. Protects you against claims of bodily injury, property damage, and completed operations defects. Required to step foot on almost any job site.
Protects the structure, materials, and fixtures of a building while it is under construction against fire, theft, wind, and vandalism.
Fast, reliable bonding capacity. Bid bonds, Performance bonds, and Payment bonds required by municipalities and commercial developers.
Covers your expensive mobile equipment (skid steers, excavators) and hand tools against theft, fire, and vandalism, whether they are locked in your truck, at the yard, or on the job site.
Essential coverage for work trucks, vans, and fleets. Your personal auto policy will explicitly deny coverage if you are in an accident while hauling construction materials or traveling between job sites.
Mandatory coverage providing medical care and wage replacement to employees injured on the job, while providing you with "Exclusive Remedy" lawsuit protection.
The Scenario: A General Contractor hires a roofing subcontractor. One of the roofer's employees falls due to unsafe conditions and is severely injured. The roofer's Workers' Comp pays the medical bills. However, the injured employee hires a lawyer and sues the General Contractor directly, claiming the GC failed to maintain a safe job site.
The Financial Impact: A cheap, bare-bones General Liability policy usually contains a hidden "Action Over Exclusion" or "Injury to Employee of Subcontractor Exclusion." It denies the claim completely, leaving the GC to pay $500,000 in settlements out of pocket.
The Wedjat Difference: We understand construction risk. We place General Contractors with premium markets that provide full Action-Over coverage, ensuring the insurance company hires the defense attorney and pays the settlement.
Don't let a missing COI cost you a job. Contact our team to get your business covered today.